Disclaimer and Terms

Opinion 2 Financial Services Pty ltd (ABN 78613122240) trading as P16 (“We”) provides no refund if you cannot attend one or more sessions of P16 Tutorials course or if you changed you mind after hiring us to do a job.

P16 and Property Managers WA are related entities and some staff may represent both the entities. We may use the brands interchangeably to offer you our services.

P16 or related businesses, while providing services through P16 Investing and P16 Coaching, P16 relies on a legally binding contractual agreement that the engaging party ‘the client’ signs prior to being granted access to our search and negotiated properties. This agreement states the exact terms of how to exit the agreement in the event that you wish to do so.

P16 and related business cannot and does not make any guarantees about your ability to get results or earn any money through our course, property investment process, our ideas, information, tools, or strategies. Nothing on this page, any of our websites, or any of our content or curriculum is a promise or guarantee of results or future earnings, and we do not offer any legal, tax, financial product advise (those regulated by ASIC) and mortgages. Any financial numbers referenced here, or on any of our sites, are illustrative of how results can be achieved and should not be considered average earnings, exact earnings, or promises for actual or future performance.

When we collect personal information and where we provide factual information on financial services products, tax or credit products (through our interactions or this Website) as defined in Corporation Act 2001 and Australian Tax Laws (as Amended from time to time), it’s neither intended to provide you directly or indirectly with any financial product advice, tax advice or credit activities (or advice) nor intended to imply any recommendation or opinion about a financial product, tax or a credit product  nor intended to imply any recommendation or opinion about suitability of a financial product, tax strategy or a credit product to you. Therefore, you should make your own judgement with regards to appropriateness to you of any such products or seek advice from a licensed financial service provider, tax agent (accountant) or a credit adviser before you act.

P16 does not hold an Australian Financial Services License or an Australian Credit License nor is a registered Tax Agent. Where appropriate we may help you to connect with service providers such as a licensed financial planner, a licensed mortgage broker or a tax agent.

P16 may have business association with these service providers and may also hold financial interests in their companies. We may receive a referral fee and ongoing profit (through fees and commissions charged to you by your licensed financial planners, licensed mortgage brokers or a tax agent). These service providers operate independently of our company and therefore we neither endorse their advice in any way nor are liable for their advice. These service providers are licensed with Australian Regulators and carry their own professional indemnity insurances for your protection. They are required by law to disclose any fess and commission we may receive through their advice.