P16 Coaching
Whether you are contemplating to invest as an individual, SMSF, company or trust, whether you live locally, interstate or overseas, we can help!
What will you receive?
- Help with establishing the ownership, mortgage, tax and investment strategies.
- Access to our research and help with suburb research and selection .
- Coaching on selecting the right type of property.
- Help with appraisals, contract negotiation, property due diligence, settlement completion etc.
- Coaching to setup risk minimisation strategies, while also helping you to obtain a depreciation schedule, tax variation etc.
How does it work?
It all starts with an initial telephone conversation to establish if we can assist you with what you are looking for. We work with you no matter which city or town you live in and no matter which city you prefer to buy in.
Once you have established that P16 Coaching is the right service for you we help you with a step-by-step process to build a portfolio. We help you with the intellectual and back-office support while you do the ground work. This provides an ideal way for you to learn the wealth building process.
STEP 1: STRAGEY FORMULATION
We meetup with you and do an initial fact find about you. We help you to devise a property wealth action plan by taking into account your investment goals, preferences and financial situation while guiding you to set up the right.
- Mortgage structure and obtain a pre-approval.
- Tax structure.
- Ownership structure.
- Investment strategy.
- Risk minimisation strategy
- Estate plan
For SMSF investors we help you to ensure the property purchase is supported by your current SMSF investment strategy. If the SMSF trust deed or strategy requires updating, we can assist you. This ensure you are not penalised during your SMSF audit.
You will have support of a licenced financial planner, a mortgage broker and a tax investment advisor in the process.
The strategies can help you to:
- Add the next property to your portfolio quicker.
- Convert non tax deductable loan to a deductable loan.
- Pay off your home loan up to 3x faster and build wealth quicker.
- Achieve high and sustainable returns from your portfolio.
- Protect your wealth against unforeseen situations and risks.
- Promote seamless and tax effective intergenerational wealth transfer.
STEP 2: RESEARCH
We provide you with tools and impart skills so you can conduct market analysis and prepare a short list of high returning suburb.
Alternatively, we can do the research on your behalf and provide you a list of suburbs to consider.
Our methodology is based on a quantitative approach.
We help you in:
- collecting property demand and supply data
- collecting economic and financial data
- Short listing the high returning suburbs.
- Making sense of it to make the right decision.
STEP 3: IMPLIMENTATION
Now that your wealth structure is set up and you have a list of growth suburbs, you are on your way to look for an ideal property to match your investment strategy.
Your role is to :
- Short list the advertised properties using popular online portals such as real estate.com.
- Develop relationships with selling Agent for pre and off market opportunities.
- Conduct initial due diligence of location and assess potential in the property.
- Conduct physical inspection of selected properties. (If you are not able to conduct inspections, we can help for an additional fee)
- Negotiate a successful contract/bid.
Our role is to coach you on:
- Buying process, no matter where you are buying in Australia.
- Ways to get access to off market and pre market properties.
- Identifying risks and potentials in the properties.
- Matching a property to your strategies.
- Identifying risks and potentials in the properties.
- Market appraisals and value assessment.
- Conducting due diligence and inspections
- Negotiation price and conditions in the contract to your benefit .
- Ways of getting the most out of your settlement agent.
STEP 4 CONSOLIDATION:
We help you to be settlement ready and once the settlement occurs, we setup risk minimisation strategies while linking you with a list of trusted service providers to protect your investment.
Our role is to supervise you while you:
- obtain a depreciation schedule .
- Lodge tax variation
- Get appropriate insurances, including personal insurances.
- Select a property manager
- Put an investment care process in place.
We help you a complimentary annual portfolio review where we look at your capital growth position and rent on your entire portfolio to ensure you are optimising your cashflow and tax while utilising your equity effectively to build wealth further.
The idea of coaching is for you to learn the process of wealth creation and the process of buying the right property in the right area, so you can repeat.
FAQ'S
P16 Coaching provides an opportunity for you to learn practical aspects of investing and buying a property to build a portfolio. It's also a cost-effective alternative for someone else doing it for you.
This way you are able to make the right decisions in your wealth creation journey while minimising risks. The learning can help you repeat the process to buy the next property.
P16 Coaching has potential to save and make you tens of thousands of dollars in improved returns every year.
We provide you with a good foundation to build wealth on. Setting up the right strategies for tax, mortgage and investment goes a long way in achieving your wealth goals. We also help you put risk minimisation strategies in place.
At P16, our team has financial planning, tax, banking and investment analysis experience. We are qualified and trained financial planners, tax accountants, bankers and investment analysts.
These qualifications complement our qualifications and experience in the real estate industry.
Our team has experience in helping thousands of families buy properties and build a portfolio.
For more on this subject, please refer to the tab ‘Library’ - What places can you get help on property investing.
Your coach has a financial planning, tax, banking and investment analysis work experience having worked in one or all these fields for at least a decade. He/she is a qualified and trained financial planner, tax accountant, banker and investment analyst.
These qualifications compliment his/her real estate qualifications and experience in building his/her own wealth and thousands of others during multiple property cycles.
P16 can save and make you tens of thousands of dollars in improved returns every year and build a portfolio faster.
Your coach has a financial planning, tax, banking and investment analysis work experience having worked in one or all these fields for at least a decade. He/she is a qualified and trained financial planner, tax accountant, banker and investment analyst.
These qualifications compliment his/her real estate qualifications and experience in building his/her own wealth and thousands of others during multiple property cycles.
P16 can save and make you tens of thousands of dollars in improved returns every year and build a portfolio faster.
Our process combines tax, mortgage, estate planning, financial planning and research to help you buy properties that build wealth faster. We do much more than a regular buyer’s agent; we specialise in wealth creation.
We provide you with a good foundation to build wealth on. Setting up the right strategies for tax, mortgage and investment goes a long way in achieving your wealth goals. We also help you put risk minimisation strategies in place.
Our nationally renowned suburb selection research process is robust that involves both fundamental and technical analysis. A number of professionals across Australia rely on our research to make investment decision for themselves and their clients.
In short, most buyer’s agent are order takers. It’s rare to find a team that combines tax, mortgage, estate planning, financial planning and research as part of property buying process.
Our clients have achieved on an average 7.98% additional returns than the average of market returns in Perth city (based on CoreLogic data) over the past year, as of 30 June 2023.
Backend testing results show that our suburb selections over the past 20 years and 10 years respectively have an average outperformance returned of 3.82% and 6.13% as compared to benchmark national average. (Based on CoreLogic data as off 30 June 2023)
These returns contribute to hundreds of thousands of excess returns over 10 and 20 years.
When you add the benefits achieved by helping our clients choose right strategies, the overall results we are able to achieve are truly spectacular. In the last year alone, we have helped over 200 families build wealth.
A word of caution that past performance is not an indicator of the future performance.
Your coach has a financial planning, tax, banking and investment analysis work experience having worked in one or more of these fields for at least a decade. He/she is a qualified and trained financial planner, tax accountant, banker and investment analyst.
These qualifications compliment his/her real estate qualifications and experience in building his/her own wealth and thousands of others during multiple property cycles.
P16 can save and make you tens of thousands of dollars in improved returns every year and build a portfolio faster.
Yes, we are qualified property investment advisors.
If you have a specific matter to discuss we can help. Many of our clients ask us for advice on matters they are not confident on.
For example, strategy selection matters, refinancing matters, SMSF matters, fine tuning/reviewing your portfolio, removing a property from your portfolio, etc. We may work with a licensed financial planner, tax agent and a mortgage broker before helping you.
Hourly rates apply.
P16 uses both fundamental and technical analysis as part of the research process. Suburbs within a city grows at different rates. Using technical analysis, we are able to help you choose suburbs that are likely to provide returns more than the average of the city.
In addition, we help you build a strong foundation for wealth creation by getting your tax and mortgage strategies right. Our expertise in helping you choose the right property and experience in negotiation adds further value to you.
We do much more than a regular buyer’s agent, we specialise in wealth creation.
Investment, tax, ownership, lending strategies form foundation of wealth creation. Most Property advisers and Buyer’s Agents only look at investment strategy because they and their team is not equipped with the knowledge and skills in lending, tax, ownership and financial planning.
Your total wealth as an investor over a period of time depends on
- Yearly income and growth of your property (or, properties)
- Ongoing and future tax paid on the income and growth of your property (or, properties),
- Yearly interest and other holding costs of your property (or, properties)
- The ownership and finance structure that supports an addition of the next property to your portfolio, consolidation of your portfolio and intergeneration transfer.
While strategizing we take into consideration your personal situation while taking the holistic approach to investing to help you select the best course of action in your individual circumstances.
Not having an appropriate tax strategy may cost you more in stamp duty, income tax, capital gains tax and land tax.
Not having an appropriate mortgage strategy may cost you more in interest and stop you buying the next investment property quicker.
Not having an appropriate investment strategy may lead to investing in inferior returning properties.
We work with a licensed financial planner who can provide you advise on the matter.
Our all-inclusive fee starts from $8,000 plus GST and we coach you from start to finish, until you have bought a property.
We teach you how to research using data to short list high performing suburbs.
Other coaching helps you to set up your individual financial, tax and mortgage strategies, conduct your own appraisals, negotiate contracts and conduct due-diligence.
Up to 10 hours of one-on-one coaching is provided for a year while you are buying a property.
Our fees are tax deductible. (conditions apply). So, the after-tax cost could be as little as $5,000.
Monthly payment plans are also available and with just $2000 upfront payment, there is no reason now to not get professional help while buying your next property.